How to Use out-of-pocket in a Sentence
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Is the pill covered, and what are my out-of-pocket costs?
—Sean Hashmi, EverydayHealth.com, 16 Jan. 2026
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Notice of a drug’s out-of-pocket cost at the point of sale.
—Diane Omdahl, Forbes.com, 7 Aug. 2025
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Just an old-fashioned, out-of-pocket cost.
—Ed Silverman, STAT, 10 Mar. 2026
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At a few hundred bucks a piece, the out-of-pocket cost would have added up fast.
—Bram Sable-Smith, NPR, 27 Oct. 2025
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The out-of-pocket cost for the drug therapy?
—Michelle Marchante, Miami Herald, 7 Apr. 2026
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This amount is called the out-of-pocket maximum.
—Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
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And that’s not good for employee out-of-pocket costs.
—Bruce Japsen, Forbes.com, 24 May 2026
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Plans must have an out-of-pocket maximum.
—Diane Omdahl, Forbes.com, 2 Sep. 2025
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What’s more, the out-of-pocket protection varies among plans.
—Mark Miller, New York Times, 15 Feb. 2025
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But paying for this resource out-of-pocket can be pricey for many patients.
—Sooji Nam, CBS News, 6 May 2026
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The exact out-of-pocket cost varies by insurer and plan.
—Melissa Rudy, FOXNews.com, 12 Mar. 2026
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Peabody’s family would not be able to afford child care for him out-of-pocket.
—Kristen Taketa, San Diego Union-Tribune, 21 Apr. 2025
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At other schools in the top 10, the out-of-pocket costs are even lower.
—Jessica Dickler, CNBC, 12 Aug. 2025
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Others keep their appointments and pay out-of-pocket.
—Bram Sable-Smith, NPR, 27 Oct. 2025
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Booking a flight with airline miles or credit card points is a great way to keep your out-of-pocket costs low.
—Katie Seemann, Travel + Leisure, 22 Oct. 2023
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Still, there are plenty of out-of-pocket expenses.
—Jordan Greene, PEOPLE, 10 Nov. 2025
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And with the rise of high-deductible plans, patients are more likely to have to pay those fees out-of-pocket.
—Markian Hawryluk, Washington Post, 1 Apr. 2023
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In other words, patients who are using it to shed extra pounds must pay out-of-pocket.
—Megan Cerullo, CBS News, 15 Feb. 2023
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This is sometimes also called the out-of-pocket cap or out-of-pocket limit.
—Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
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For those who do not have insurance, the out-of-pocket cost is $150.
—Amanda Cuda, Connecticut Post, 3 Oct. 2024
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Then the nurse called me and told me the out-of-pocket cost would be nearly $6,000.
—Nicole Varma, The Orlando Sentinel, 9 May 2026
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That could leave parents to pay out-of-pocket for a vaccine that has long been provided at no charge.
—Kff Health News, Oc Register, 16 Sep. 2025
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And all of it is strictly out-of-pocket, no matter how great your guild insurance might be.
—Benjamin Svetkey, HollywoodReporter, 21 Feb. 2026
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Increase in the Part D out-of-pocket limit.
—Diane Omdahl, Forbes.com, 7 Aug. 2025
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On average, those who care for adults spend about a quarter of their income on out-of-pocket costs.
—Kat McGowan, NPR, 29 May 2024
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Every hearing test cost them about $350 out-of-pocket.
—Jackie Fortiér, Miami Herald, 22 Aug. 2025
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Patients on Medicaid won’t be charged any out-of-pocket costs.
—Angela Roberts, Baltimore Sun, 17 July 2023
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That means more money out-of-pocket for seniors and families.
—Kristen Waggoner, Newsweek, 22 Jan. 2025
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Some Medicare enrollees could see their out-of-pocket costs drop by as much as 95%.
—Alexandra Banner, CNN, 27 Nov. 2024
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Pregnant women who want to get it anyway may have to pay hundreds of dollars out-of-pocket.
—Kff Health News, Oc Register, 2 June 2025
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This is just way too much for folks to pay out of pocket.
—al.com, 2019-07-18
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That means patients will have to cover the entire cost out of pocket.
—Sam Wood, Philly.com, 2018-02-13
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Some business owners may have to pay for storm repairs out of pocket.
—Elena Kadvany, San Francisco Chronicle, 2023-01-03
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This means the client will pay some amount out of pocket before insurance kicks in.
—Ada Tseng, Los Angeles Times, 2020-12-23
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That leaves patients having to pay out of pocket, which many can’t afford.
—Kara Dapena, WSJ, 2017-10-20
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Patients who are not covered will pay no more than $99 per month out of pocket.
—Polina Marinova, Fortune, 2018-06-11
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People who are most likely to be in therapy are those who can pay out of pocket.
—Sarah Sloat, Scientific American, 2022-06-01
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The man reportedly agreed to pay for repairs out of pocket and no charges were filed.
—Brian Lisik, cleveland, 2021-11-15
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There's just no further out of pocket cost to me and other veterans.
—Sofia Krusmark, The Arizona Republic, 2022-05-10
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However, if that funding stops, people may have to pay out of pocket for the shots.
—Carla Delgado, Verywell Health, 2023-01-24
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The same rising costs mean that many workers would struggle to pay for treatments out of pocket.
—The Economist, 2019-10-03
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Abuse-deterrent painkillers might cost as much as $250 out of pocket.
—Jared S Hopkins, Bloomberg.com, 2017-11-24
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If the customer fails to pay their bill, the insurance kicks in, so the business is not out of pocket.
—David Prosser, Forbes, 2021-11-03
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But insurers don't cover over-the-counter drugs so women would have to pay out of pocket for them.
—Maureen Groppe, USA TODAY, 2019-06-12
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The freshman was shifty and athletic, and was able to still make plays when forced to scramble out of pocket.
—Norma Gonzalez, The Salt Lake Tribune, 2021-09-26
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Paying for home care out of pocket can run a steep price tag, depending on the state and amount of care required.
—Alicia Diaz, STAT, 2021-08-16
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Mehta and his team of volunteers have been paying out of pocket and donating their time to the cause.
—Teri Webster, Dallas News, 2020-08-11
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For those paying out of pocket, prices can range between $32 and $40.
—CBS News, 2017-09-28
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To date, Kuschel has donated all supplies and paid for shipping her masks out of pocket.
—Tony Bravo, SFChronicle.com, 2020-04-08
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The vases don't come cheap; their price starts at about $400, and families pay for them out of pocket.
—Karen Pilarski, Milwaukee Journal Sentinel, 2019-11-13
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In effect, the Gold Card costs half as much out of pocket, and has just as much earning power—and then some.
—Ryan Craggs, Condé Nast Traveler, 2018-10-04
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That matching grant [from UConn] covers what I’d be paying out of pocket.
—Kathleen Megan, courant.com, 2018-06-22
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But customers will not have to pay more out of pocket in 2021, the commission said in a news release.
—Hallie Miller, baltimoresun.com, 2020-12-17
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Insurance covered some of it, but Dean still owed more than $3,000 out of pocket.
—Lauren Dunn, NBC News, 2022-06-08
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Options like these aren’t covered by insurance, and so she is faced with a $3,000 bill to pay out of pocket.
—Lovia Gyarkye, The Hollywood Reporter, 2022-01-26
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In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her oil check, and her attorney worked pro bono.
—Mark Thiessen, Star Tribune, 2021-04-15
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This isn’t the first time passengers on a Spirit Airlines flight have gone out of pocket, and surely won’t be the last.
—Kevin L. Clark, Essence, 2021-09-28
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Cost: $6,075 out of pocket for the transfer and freezing the remaining embryos.
—refinery29.com, 2020-11-30
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So far, Bruce Godfrey said, the family has spent about $3,000 out of pocket, and the costs keep adding up.
—Washington Post, 2022-03-16
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In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her PFD, and her attorney worked pro bono.
—Mark Thiessen, Anchorage Daily News, 2021-04-16
Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'out-of-pocket.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
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