How to Use out-of-pocket in a Sentence

out-of-pocket

1 of 2 adjective
  • Is the pill covered, and what are my out-of-pocket costs?
    Sean Hashmi, EverydayHealth.com, 16 Jan. 2026
  • Notice of a drug’s out-of-pocket cost at the point of sale.
    Diane Omdahl, Forbes.com, 7 Aug. 2025
  • Just an old-fashioned, out-of-pocket cost.
    Ed Silverman, STAT, 10 Mar. 2026
  • At a few hundred bucks a piece, the out-of-pocket cost would have added up fast.
    Bram Sable-Smith, NPR, 27 Oct. 2025
  • The out-of-pocket cost for the drug therapy?
    Michelle Marchante, Miami Herald, 7 Apr. 2026
  • This amount is called the out-of-pocket maximum.
    Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
  • And that’s not good for employee out-of-pocket costs.
    Bruce Japsen, Forbes.com, 24 May 2026
  • Plans must have an out-of-pocket maximum.
    Diane Omdahl, Forbes.com, 2 Sep. 2025
  • What’s more, the out-of-pocket protection varies among plans.
    Mark Miller, New York Times, 15 Feb. 2025
  • But paying for this resource out-of-pocket can be pricey for many patients.
    Sooji Nam, CBS News, 6 May 2026
  • The exact out-of-pocket cost varies by insurer and plan.
    Melissa Rudy, FOXNews.com, 12 Mar. 2026
  • Peabody’s family would not be able to afford child care for him out-of-pocket.
    Kristen Taketa, San Diego Union-Tribune, 21 Apr. 2025
  • At other schools in the top 10, the out-of-pocket costs are even lower.
    Jessica Dickler, CNBC, 12 Aug. 2025
  • Others keep their appointments and pay out-of-pocket.
    Bram Sable-Smith, NPR, 27 Oct. 2025
  • Booking a flight with airline miles or credit card points is a great way to keep your out-of-pocket costs low.
    Katie Seemann, Travel + Leisure, 22 Oct. 2023
  • Still, there are plenty of out-of-pocket expenses.
    Jordan Greene, PEOPLE, 10 Nov. 2025
  • And with the rise of high-deductible plans, patients are more likely to have to pay those fees out-of-pocket.
    Markian Hawryluk, Washington Post, 1 Apr. 2023
  • In other words, patients who are using it to shed extra pounds must pay out-of-pocket.
    Megan Cerullo, CBS News, 15 Feb. 2023
  • This is sometimes also called the out-of-pocket cap or out-of-pocket limit.
    Jamie Hartmann-Boyce, The Conversation, 19 Mar. 2026
  • For those who do not have insurance, the out-of-pocket cost is $150.
    Amanda Cuda, Connecticut Post, 3 Oct. 2024
  • Then the nurse called me and told me the out-of-pocket cost would be nearly $6,000.
    Nicole Varma, The Orlando Sentinel, 9 May 2026
  • That could leave parents to pay out-of-pocket for a vaccine that has long been provided at no charge.
    Kff Health News, Oc Register, 16 Sep. 2025
  • And all of it is strictly out-of-pocket, no matter how great your guild insurance might be.
    Benjamin Svetkey, HollywoodReporter, 21 Feb. 2026
  • Increase in the Part D out-of-pocket limit.
    Diane Omdahl, Forbes.com, 7 Aug. 2025
  • On average, those who care for adults spend about a quarter of their income on out-of-pocket costs.
    Kat McGowan, NPR, 29 May 2024
  • Every hearing test cost them about $350 out-of-pocket.
    Jackie Fortiér, Miami Herald, 22 Aug. 2025
  • Patients on Medicaid won’t be charged any out-of-pocket costs.
    Angela Roberts, Baltimore Sun, 17 July 2023
  • That means more money out-of-pocket for seniors and families.
    Kristen Waggoner, Newsweek, 22 Jan. 2025
  • Some Medicare enrollees could see their out-of-pocket costs drop by as much as 95%.
    Alexandra Banner, CNN, 27 Nov. 2024
  • Pregnant women who want to get it anyway may have to pay hundreds of dollars out-of-pocket.
    Kff Health News, Oc Register, 2 June 2025

out of pocket

2 of 2 adverb
  • This is just way too much for folks to pay out of pocket.
    al.com, 2019-07-18
  • That means patients will have to cover the entire cost out of pocket.
    Sam Wood, Philly.com, 2018-02-13
  • Some business owners may have to pay for storm repairs out of pocket.
    Elena Kadvany, San Francisco Chronicle, 2023-01-03
  • This means the client will pay some amount out of pocket before insurance kicks in.
    Ada Tseng, Los Angeles Times, 2020-12-23
  • That leaves patients having to pay out of pocket, which many can’t afford.
    Kara Dapena, WSJ, 2017-10-20
  • Patients who are not covered will pay no more than $99 per month out of pocket.
    Polina Marinova, Fortune, 2018-06-11
  • People who are most likely to be in therapy are those who can pay out of pocket.
    Sarah Sloat, Scientific American, 2022-06-01
  • The man reportedly agreed to pay for repairs out of pocket and no charges were filed.
    Brian Lisik, cleveland, 2021-11-15
  • There's just no further out of pocket cost to me and other veterans.
    Sofia Krusmark, The Arizona Republic, 2022-05-10
  • However, if that funding stops, people may have to pay out of pocket for the shots.
    Carla Delgado, Verywell Health, 2023-01-24
  • The same rising costs mean that many workers would struggle to pay for treatments out of pocket.
    The Economist, 2019-10-03
  • Abuse-deterrent painkillers might cost as much as $250 out of pocket.
    Jared S Hopkins, Bloomberg.com, 2017-11-24
  • If the customer fails to pay their bill, the insurance kicks in, so the business is not out of pocket.
    David Prosser, Forbes, 2021-11-03
  • But insurers don't cover over-the-counter drugs so women would have to pay out of pocket for them.
    Maureen Groppe, USA TODAY, 2019-06-12
  • The freshman was shifty and athletic, and was able to still make plays when forced to scramble out of pocket.
    Norma Gonzalez, The Salt Lake Tribune, 2021-09-26
  • Paying for home care out of pocket can run a steep price tag, depending on the state and amount of care required.
    Alicia Diaz, STAT, 2021-08-16
  • Mehta and his team of volunteers have been paying out of pocket and donating their time to the cause.
    Teri Webster, Dallas News, 2020-08-11
  • For those paying out of pocket, prices can range between $32 and $40.
    CBS News, 2017-09-28
  • To date, Kuschel has donated all supplies and paid for shipping her masks out of pocket.
    Tony Bravo, SFChronicle.com, 2020-04-08
  • The vases don't come cheap; their price starts at about $400, and families pay for them out of pocket.
    Karen Pilarski, Milwaukee Journal Sentinel, 2019-11-13
  • In effect, the Gold Card costs half as much out of pocket, and has just as much earning power—and then some.
    Ryan Craggs, Condé Nast Traveler, 2018-10-04
  • That matching grant [from UConn] covers what I’d be paying out of pocket.
    Kathleen Megan, courant.com, 2018-06-22
  • But customers will not have to pay more out of pocket in 2021, the commission said in a news release.
    Hallie Miller, baltimoresun.com, 2020-12-17
  • Insurance covered some of it, but Dean still owed more than $3,000 out of pocket.
    Lauren Dunn, NBC News, 2022-06-08
  • Options like these aren’t covered by insurance, and so she is faced with a $3,000 bill to pay out of pocket.
    Lovia Gyarkye, The Hollywood Reporter, 2022-01-26
  • In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her oil check, and her attorney worked pro bono.
    Mark Thiessen, Star Tribune, 2021-04-15
  • This isn’t the first time passengers on a Spirit Airlines flight have gone out of pocket, and surely won’t be the last.
    Kevin L. Clark, Essence, 2021-09-28
  • Cost: $6,075 out of pocket for the transfer and freezing the remaining embryos.
    refinery29.com, 2020-11-30
  • So far, Bruce Godfrey said, the family has spent about $3,000 out of pocket, and the costs keep adding up.
    Washington Post, 2022-03-16
  • In fact, Smith had to pay $400 out of pocket to file the lawsuit to get her PFD, and her attorney worked pro bono.
    Mark Thiessen, Anchorage Daily News, 2021-04-16

Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'out-of-pocket.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

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